Change as an Investor

Have some gold in house? Well, that’s quite common! But do you see it as best investment option? You are mistaking then for sure!

Source of Investment OR Source of Problem?

In the middle class families, the children are brought up to be thrifty and careful. In quest of some more money, they rely on Gold to be the best source in which they can invest confidently. Also valued by our traditions, Dhanteras witnesses many gold jewelleries being bought. As people don’t dare to think much when it comes to our beloved traditions and the popular beliefs, Gold has always managed to maintain its position as best investment source.

As an Investor, one must be able

to encash his holdings at any time without compromising on the value. Challenging the popular belief of gold as best investment source, the returns one gets on gold are very less. The making charges on gold jewellery usually ranging between 6-14 per cent of the cost of gold, may go as high as 25 percent in case of special designs which are irrecoverable resulting in much less value on resale!

Increasing awareness on the drawbacks of physical gold as an investment option has made people switch to gold exchange traded funds (ETFs) and sovereign gold bonds!

Gold ETFs are mutual funds that invest in physical gold. Each unit of a gold ETF represents 1 unit (or in some cases 0.5 units) of gold. Investors in gold ETFs do not bear making charges associated with physical gold. True! This good looking option do attracts many people. But according to some experts, even gold ETFs, paper gold or e-gold are the bad choices other than physical gold. The next financial crisis is likely to target banking system & financial system. It clearly points out that even the paper gold or e-gold won’t work in our favour if such situation prevails. What should we do then?

Switch & Gain the Upper Hand!

Heightened risk calls for alternative solution. That solution is not unknown to us! Having your own house is very important as it gives a great sense of security. Right? Being the basic need, real estate sector is an undefeatable source of investment which holds great potential to offer healthy returns ahead.

Whether it’s about investing in the property or making a career in real estate, real benefits are there in real estate to look for!

Money matters a lot in today’s time & saving is so much more important than ever now. Real estate has been a fair share of wealth of billionaires. According to Forbes, 198 newcomers joined the ranks of billionaires in 2016, most of whom hailed from China and acquired their own fortunes from scratch with real estate the biggest wealth creator on the list. Learning from the wisdom of entrepreneurs who make their purchase count, real estate is the real investment option one can think of! Whether it’s about the course you want to invest in for your career or buying a Ready-to-Rent property, real estate sector is surely a bag full of benefits. With increased urbanisation and government's “House for All” like schemes, it is rising as best investment option even more!

So now! Real estate or gold? Of course, storing some bullion at home is not a bad way to go, but as long as you can maintain secrecy. Even today, people are finding hoards of gold coins stored by Roman families nearly two millennia ago!

For the more curious ones, we have our next topic, “what courses you can look for in real estate sector?” Keep learning. Good luck! continue reading